September 6, 2012

Are You Facing a Flawed Credit Card Lawsuit?

In order to clear non-performing and delinquent accounts off the books, credit card companies are becoming more aggressive as these delinquent accounts add up to billions of dollars worth of “bad debt”. If you have been unable to pay your credit card debt, it is likely to be turned over to a law firm that specializes in collections. More and more of these law firms are popping up whose sole purpose is taking credit card companies as clients to collect on outstanding credit card accounts. Needless to say, it is unsettling enough that the chances you will be sued is much greater due to the credit card companies use of law firms, what is even more unsettling is credit card companies using faulty, inaccurate and incomplete information as the basis for filing a suit.

According to an article written by Jessica Silver-Greenberg, reporter for the New York Times,

Credit card companies are taking consumers to court over debts without regard to accuracy.

She goes on to say that “the credit card companies are churning out consumer lawsuits based on erroneous documents and incomplete records.” Jessica goes on to quote Noach Dear, a judge who hears many such cases in New York state courts who said, “I would say that roughly 90 percent of the credit card lawsuits are flawed and can’t prove the person owes the debt,”.

This is clear evidence that you, as a consumer see the necessity of hiring a licensed, practicing lawyer to represent you in your credit card lawsuit. It is also important for you to know that a debt settlement company is not allowed to represent you in court and that the lawyer you hire must be licensed to practice law in the state where you live. If legal proceedings are filed against you, you must engage an attorney who can legally represent you in court. In addition, if you hire an “attorney based” debt settlement company, be absolutely certain that the attorney is in fact licensed to practice law in your state and is very well versed in credit card law.


The above statements do not represent those of Weston Legal or Michael Weston and they have not been reviewed for accuracy. The statements have been published by a third party and are being linked to by our website only because they contain information relating to debt. Nothing in this article should be construed as legal advice given by Weston Legal or Michael Weston. To view the source of the article, please following the link to the website that published the article. Articles written by Michael W. Weston can be viewed here: To report any problem with this article please email



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