First Community Credit Union Lawsuit Defense

First Community Credit Union is a creditor who routinely files collection lawsuits in Texas. 

If you have received a credit card lawsuit or judgment from First Community Credit Union or you have been threatened with a lawsuit, please contact us immediately.

Like many debt purchasers, First Community Credit Union purchases charged off credit card debt for pennies on the dollar and files credit card collection lawsuits in Texas. If challenged, First Community Credit Union often has a difficult time proving the debt with reliable documentation. 

Unfortunately most consumers in Texas do not respond to the lawsuit with a proper  answer to the summons after  service of process so creditors like First Community Credit Union obtain default judgments against the consumer without having to prove the debt.

Below is the contact information for First Community Credit Union:

First Community Credit Union
P.O. Box 840129
Houston, TX 77284
Phone: (281) 856-5300
Fax: (281) 856-0032

These debt buyers only have four years to sue you in Texas from the date of your last payment.  This is called the  statute of limitations . Usually the lawsuit is filed around this four year deadline so be sure to check when your last payment was made to the original creditor or First Community Credit Union.

If you have been sued by First Community Credit Union, please contact our office immediately.